Aquatics & Exotics more

Individual and tailored insurance for the Aquatics and Exotics industry.

Aquatics

This includes aquaria, dolphinaria, amusement parks, zoos and other aquatic animals kept in controlled environments and enclosures.

• All Risks of Mortality including accident, sickness, disease (but excluding named government slaughter diseases)
• Limited Theft and Unlawful Removal
• Extensions
  • Mechanical breakdown and power failure
  • Pollution
  • Business interruption

Specialist cover:

• Transit
  • Dolphins/Whales:
  • We are able to provide bespoke policies depending on the requirements of the client from all risks of mortality to total loss only including transits between facilities.
  • Fish in Transit:
  • Bespoke policies available depending on type of transit and the level of risk.

Underwriters will always consider new risks and are able to provide bespoke insurance solutions in such cases, for example:

• Business interruption for a dolphinarium which following the death of dolphins subsequently caused the daily public display to be cancelled.

Exotics
For example: emu, ostrich, mink, mice, rats, snails, reptiles, worms, bees, birds, rabbits, zoo animals.

• All Risks of Mortality including accident, sickness and disease (but excluding named government slaughter diseases)
• Restricted or Specified Perils (for example: fire, flood, storm etc)
• Limited Theft and Unlawful Removal
• Extensions to Mortality depending on species
  • Named government slaughter diseases
  • Business interruption
  • Mechanical breakdown and power failure
• Transit Cover: International or domestic by air, sea, road or rail
• All risks of mortality
• Restricted perils (including death as a result of collision or over turning of the carrying vehicle)
• Pre and post transit quarantine
• Prohibition of export/rejection/retest (note these are restricted covers and only available in limited areas)

Note: Coverage in respect of some species may be on a restricted perils basis only; each risk is assessed on its own merits and may be surveyed by underwriters’ independent risk managers.

Underwriters will always consider new risks and are able to provide bespoke insurance solutions in such cases, for example:

• Restricted perils cover including loss of income as a result of drought for a government organisation protecting its local bee industry.
• Worldwide transit coverage for an exporter of different types of exotic species including named government slaughter diseases and rejection and re-routing.