Cattle more
Individual and tailored insurance for the Cattle industry.
Cover includes:
- All Risks of Mortality including accident, sickness and disease, (but excluding government slaughter diseases)
- Restricted/Specified Perils (for example: fire, flood, storm etc)
- Limited Theft and Unlawful Removal
- Extensions for Named Government Slaughter Diseases
- To pay the difference between government compensation and current market value
- Business interruption/loss of profits as a direct result of government slaughter
- Movement restriction
- Bull Infertility
- Economic slaughter following permanent infertility, impotency or being incapable of breeding as a result of:
- Accident
- Sickness
- Disease
- Semen suitability extension available providing coverage in the event that collected semen fails to reach the standards required for nitrogen storage
- Economic slaughter following permanent infertility, impotency or being incapable of breeding as a result of:
- Prospective Calf provides cover in the event that an unborn calf is not born alive or does not survive to a certain age.
- Sales and Show Packages including:
- Fall of hammer cover
- Bull breeding warranty
- Short period insurance covering
- Farm to farm
- Farm to show/sale until fall of hammer and/or return to farm
- Up to 30 days’ insurance including all road and rail transits
- Transit Cover: International or domestic by air, sea, road or rail
- All risks of mortality
- Restricted perils (including death as a result of collision or over turning of the carrying vehicle)
- Foetus cover/mastitis/loss of quarter
- Pre and post transit quarantine
- Prohibition of export/rejection/retest
Underwriters will always consider new risks and are able to provide bespoke insurance solutions in such cases, for example:
- Cattle fertilisation centres, insuring ‘in calf’ cows following destruction on economic or humanitarian grounds. Can be extended to include increased husbandry costs incurred as a result of a government movement restriction order preventing
- Bull artificial insemination centres, insuring young bulls which are purchased and have been performance tested. Coverage for all risks of mortality, named government slaughter diseases, infertility and semen suitability.
- Dairy risks providing restricted mortality coverage and loss of income due to the contamination of milk. Can also include consequential loss as a result of animals being destroyed under a government slaughter order. Indemnity is calculated per litre of milk lost for named period or point of replacement whichever the earlier.
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